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RISE empowers people to become self-sufficient by building and sustaining human and financial assets. RISE will transform the financial well-being of low income working people, thereby improving the community. Save Up applicants must be employed, preferably full-time Live in Memphis or Shelby County Be 18 years or older and head of their household Maintain an MHA Section 8 Housing Choice Voucher or be eligible for the earned income tax credit Have a credit score of 580 or above, necessary for homeownership