 RISE empowers people to become self-sufficient by building and sustaining human and financial assets.  RISE will transform the financial well-being of low income working people, thereby improving the community.  Save Up applicants must be employed, preferably full-time  Live in Memphis or Shelby County  Be 18 years or older and head of their household  Maintain an MHA Section 8 Housing Choice Voucher or be eligible for the earned income tax credit  Have a credit score of 580 or above, necessary for homeownership